Investing in the latest and greatest technolgy isn't what it used to be.
Developments are going so fast, can barely keep up buying the latest even if you can afford it.
Nowadays it's like paying highest price to be the first guinea pig.
And yes that first line RTX cards is already very outdated, and all that time just a couple of games were RTX compatible.
It's only since recently games are starting to use RTX more.